AI-powered · Self-custody · Multi-chain
Trade.
Predict.
Stay ahead.
Swap across chains, trade perpetuals, explore prediction markets, and use AI to understand markets and risk — all from one self-custody wallet.
Available onApp StoreGoogle PlayAndroid APK
No Google Play?Download APK


Product
Every market move,
one app.
Predict real-world outcomes, trade perpetuals, swap across chains and stay on top of price moves — in your self-custody wallet.Predict real-world outcomes, trade perpetuals, swap across chains and stay on top of price moves — without leaving your self-custody wallet.
Hover to preview. Click to keep.
- 100K+Google Play downloads
- 4.7App Store rating
- Self-custodyYour keys stay with you
- iOS · Android · APKAvailable on
AI
Understand the market before you make your move.
Ask about a token, a market or a headline. AI pulls the research together and flags what deserves a closer look — the decision stays yours.
Auto-plays every 5s
Example task
Give me a quick read on this token before I swap.
AIIllustrative example
- What it is
- Governance token for a lending protocol, live on two networks.
- Supply
- A token unlock is scheduled soon. New supply can add selling pressure.
- Worth a closer look
- Most of the supply sits in a few wallets.Most of the supply sits in a small number of wallets.
AI can be incomplete or wrong. Verify before you trade.
Markets
More ways to trade.
One wallet.
Swap tokens, trade perpetuals, take a view on real-world events and access supported tokenized equities.Swap tokens, trade perpetuals, take a view on real-world events and access supported tokenized equities — with self-custody throughout.
Prediction Markets
Take a position on real-world outcomes, with native access to Polymarket inside the wallet.Take a position on real-world outcomes, with native access to Polymarket inside the wallet.
- Politics
- Sports
- Crypto
- Finance
Perpetuals
Go long or short on supported perp markets. Leverage magnifies losses as well as gains.Go long or short on supported perp markets, with the Perp list right on the Market page.
LongShort
Leverage magnifies losses as well as gains.
Multi-chain Swap
Swap on Solana, BSC, Polygon, Ethereum and more — and buy IOTX with BNB, ETH or POL.Swap across chains from the Trade tab — and buy IOTX with BNB, ETH or POL.
and more chains
Tokenized Equities
Supported tokenized stocks alongside crypto.Access supported tokenized stocks alongside crypto.
NVDAx
MSFTx
AMZNx
CRMx
CRWDx
INTCx
Availability varies by region and provider. Perpetuals and prediction markets carry a high risk of loss — only trade what you can afford to lose. Nothing here is investment advice.
Security
Your keys. Your call.
ioPay never holds your keys or your funds. Built-in alerts help surface potential risks before you act.
Self-custody
Only you hold your keys. ioPay never takes custody of your funds.
Hardware wallets
Keep keys offline and confirm on a supported device.
Biometric protection
Lock the wallet with Face ID or fingerprint on supported devices.
Smart risk alerts
Get alerts about potential risks before you act.
Networks & Ecosystem
Go multi-chain.
Skip the homework.
Switch networks from one place in the app — no separate wallet for each chain. Then open apps across DeFi, DePIN and AI from Discover.
IoTeX
Ethereum
BNB ChainArcNew
Robinhood ChainNew
Base
Solana
Arbitrum
Bitcoin
Avalanche
Polygon
Linea
Gravity
13 supported networks
Apps in Discover
mimo
Loxodrome
Bedrock
Magma
FilDA
BasicLoans
Kyber Network
iZUMi Finance
DePINscan
NATIX Network
DIMO
Geodnet
WeatherXM
Wicrypt
DePHY
PowerPod
Inferix
PublicAI
UpRock
ioTube
Orbiter Finance
IoTeX Hub
StarCrazy
mimo NFT Marketplace
mimo
Loxodrome
Bedrock
Magma
FilDA
BasicLoans
Kyber Network
iZUMi Finance
DePINscan
NATIX Network
DIMO
Geodnet
WeatherXM
Wicrypt
DePHY
PowerPod
Inferix
PublicAI
UpRock
ioTube
Orbiter Finance
IoTeX Hub
StarCrazy
mimo NFT Marketplace
Projects from the IoTeX ecosystem. Availability in Discover may vary.
What’s New
Recently shipped.
The latest updates to ioPay. Full release notes live on the blog.
ioPay 5.3
Smarter Charts, Smoother Trading
Richer candlestick chart interactions with daily highs and lows, plus UI and performance refinements.
Read updateioPay 5.2
Prediction Markets go live
Explore, join and track prediction events in the app — plus clearer market pages and candlestick charts.
Read updateioPay 5.1
Smarter Perps and multi-chain trading
A Perp list on the Market page, multi-chain Swap, Buy IOTX and customizable price alerts.
Read update
FAQ
Questions, answered.
Yes. You hold your own keys — ioPay never takes custody of your funds. Keep your backup private and never share it with anyone, including people claiming to be ioPay support.
Both can lose money quickly. Perpetuals use leverage, which magnifies losses and can lead to liquidation. A prediction position can lose its full value if the outcome doesn’t happen. Availability depends on your region and the provider. Only trade what you can afford to lose.
Yes. Android users can install the official APK linked from iopay.me. Only download ioPay through the official links on iopay.me, the App Store or Google Play.
Guides and product documentation live in the ioPay Docs (opens in a new tab).

